Top-10 Flood-Prone Cities in India 2025: Cities, Causes and Challenges

India faces heavy monsoon rains, overflowing rivers, cloudbursts, and urban drainage problems every year. In 2025, many cities are again at high risk of flooding. Some places are naturally flood-prone because of their geography, while in others rapid urban growth, poor planning, or climate change make the risks worse. Knowing which cities are most affected helps us understand where prevention, better infrastructure, and quick action matter most.

Reasons for Flooding

Several natural and man-made factors combine to make Indian cities prone to flooding:

  • Heavy Monsoon Rains – Seasonal rains overwhelm drainage systems.

  • River Overflows – Major rivers like the Ganga, Brahmaputra, Yamuna, and Jhelum flood during peak monsoon.

  • Cloudbursts – Sudden, extreme rainfall in hilly regions causes flash floods.

  • Poor Urban Drainage – Cities with clogged or old drainage systems cannot handle sudden water inflow.

  • Urbanisation – Encroachment of floodplains, wetlands, and lakes reduces natural water absorption.

Top Flood-Prone Cities in India by 2025

The following cities face frequent floods due to their geographical location, river systems, and urban issues:

City

State

Major Causes

Key Risk Factors

Patna

Bihar

Ganga River overflow

Low-lying plain, yearly monsoon floods

Guwahati

Assam

Brahmaputra River flooding

River floodplain, heavy rains

Kolkata

West Bengal

Hooghly River & tidal floods

Deltaic region, dense population

Mumbai

Maharashtra

Coastal flash floods & cloudbursts

Coastal setting, weak drainage

Chennai

Tamil Nadu

River overflow & waterlogging

Coastal plain, encroached waterways

Lucknow

Uttar Pradesh

Gomti River floods

Flat plains, poor drainage

Surat

Gujarat

Tapi River flooding

Coastal & riverine risks

Srinagar

Jammu & Kashmir

Jhelum River floods

Valley location, flash floods

Delhi

Delhi (NCR)

Yamuna overflow

Embankment breaches, waterlogging

Kochi

Kerala

Heavy monsoon rainfall

Coastal city, weak drainage system

Main Challenges that Worsen Floods

  • Unplanned Construction – Cities expand over rivers, lakes, and floodplains.

  • Blocked Drains – Garbage and encroachments choke natural water channels.

  • Climate Change – More intense and unpredictable rain patterns.

  • Inadequate Preparedness – Weak early warning systems and poor disaster planning.

SOURCE-CURRENTAFFAIRSADDA

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