Provident Fund

1) GPF (General Provident Fund), 2) CPF (Contributory Provident Fund), 3) EPF (Employees Provident Fund).

Interest Rate on General Provident Fund (01.04.2024 to 30.06.2024)

The interest rate of 7.1% (Seven point one percent) will be in force during this financial year for the period from 01.04.2024 to 30.06.2024.
Payment of Additional Interest against GPF Final Payment Claim

Application for final payment should be submitted in proper form in due time prescribed by the government. (Form 10A where the subscriber is alive and Form 10B in case of death of a subscriber).
Ceiling of Rs. 5 Lakh regarding Annual Subscription of GPF

In case the employees do not revise their contributions, the respective DDOs must regulate the subscription so that the threshold limit of Rs. 5 Lakh is not exceeded in a financial year.
Interest Rate on General Provident Fund (01.01.2024 to 31.03.2024)

Governor is pleased to decide that during the period from 01.01.2024 to 31.03.2024, accumulation at the credit of the subscribers to General Provident Fund shall carry interest at the rate of 7.1% per annum.
Interest Rate on General Provident Fund (01.10.2023 to 31.12.2023)

Governor is pleased to decide that during the period from 01.10.2023 to 31.12.2023, accumulation at the credit of the subscribers to General Provident Fund shall carry interest at the rate of 7.1%
Procedure of Credit of Interest by DPPG, WB into GPF of Gr. D Employees

Modification of the procedure of credit of interest by Directorate of Pension, Provident Fund and Group Insurance , West Bengal (DPPG, WB) into GPF Accounts of Group – D employees of the State
Interest Rate on General Provident Fund (01.07.2023 to 30.09.2023)

Governor is pleased to decide that during the period from 01.07.2023 to 30.09.2023, accumulation at the credit of the subscribers to General Provident Fund and other similar funds shall carry interest at the rate of 7.1% per annum.
Guidelines for Non-Government Institutions Provident Fund Module

Guidelines for “Non-Government Institutions Provident Fund (NGIPF) Module” in WBIFMS for Provident Fund maintenance in Non-Government Educational Institutions, Local Bodies and other similar institutions.
Introduction of Non-Govt. Institutions Provident Fund (NGIPF) Module

Introduction of “Non-Government Institutions Provident Fund (NGIPF) Module” in WBIFMS for Provident Fund maintenance in Non-Government Educational Institutions, Local Bodies and other similar institutions.
Ceiling of Rs. 5 Lakh on Subscription in General Provident Fund

If the total contribution is likely to exceed Rs. 5 Lakh even with minimum monthly subscription of 6% of the emoluments, deduction of GPF subscription may be stopped.

Interest Rate on General Provident Fund (01.04.2023 to 30.06.2023)

Governor is pleased to decide that during the period from 01.04.2023 to 30.06.2023, accumulation at the credit of the subscribers to General Provident Fund and other similar fundsshall carry interest at the rate of 7.1%.
Interest Rate on General Provident Fund (01.01.2023 to 31.03.2023)

Government of West Bengal shall carry interest at the rate of 7.1% (seven point one percent) per annum. The rate will be in force during this financial year for the period from 01.01.2023 to 31.03.2023.
Interest Rate on General Provident Fund (01.10.2022 to 31.12.2022)

Government of West Bengal shall carry interest at the rate of 7.1% (seven point one percent) per annum. The rate will be in force during this financial year for the period from 01.10.2022 to 31.12.2022.
Interest Rate on General Provident Fund (01.07.2022 to 30.09.2022)

During the period from 01.07.2022 to 30.09.2022, accumulation at the credit of the subscribers to General Provident Fund shall carry interest at the rate of 7.1%.
Interest Rate on General Provident Fund (01.04.2022 to 31.06.2022)

General Provident Fund and other similar funds shall carry interest at the rate of 7.1% (seven point one percent) per annum. The rate will be in force during this financial year for the period from 01.04.2022 to 30.06.2022.
How to Download General Provident Fund Account Statement

Now you should be logged in successfully. You will find “GPF Account Statement” menu at the left side of the dashboard. Choose year and click PDF button to Download GPF statement.
Interest Rate on General Provident Fund (01.01.2022 to 31.03.2022)

Government of West Bengal shall carry interest at the rate of 7.1% (seven point one percent) per annum. The rate will be in force during this financial year for the period from 01.01.2022 to 31.03.2022.
Introduction of Workflow for GPF Advance in HRMS

Introduction of Workflow for GPF Advance, Online Conversion of Refundable GPF Advance, Pre closure of Refundable GPF Advance and Submission of Utilization Certificate for GPF Advance in HRMS.
Interest Rate on General Provident Fund (01.10.2021 to 31.12.2021)

Governor is pleased to decide that during the period from 01.10.2021 to 31.12.2021 accumulation at the credit of the subscribers to General Provident Fund shall carry interest at the rate of 7.1% per annum.
Introduction of e-GPF Account Statement w.e.f. 2020-21

The subscriber would be able to view and download the GPF statement at their own convenience and from any place having net connectivity. Henceforth no GPF Account statement would be sent to any HoO/DDO.

Interest Rate on General Provident Fund (01.07.2021 to 30.09.2021)

Governor is pleased to decide that during the period from 01.07.2021 to 30.09.2021, accumulation at the credit of the subscribers to General Provident Fund shall carry interest at the rate of 7.1% per annum.
Interest Rate on General Provident Fund (01.04.2021 to 30.06.2021)

Governor is pleased to decide that during the period from 01.04.2021 to 30.06.2021, accumulation at the credit of the subscribers to General Provident Fund shall carry interest at the rate of 7.1% per annum.
Rate of Interest on GPF (01.01.2021 to 31.03.2021)

Accumulation at the credit of the subscribers to General Provident Fund and other similar funds shall carry interest at the rate of 7.1% per annum. The rate will be in force during this financial year for the period from 01.01.2021 to 31.03.2021.
Rate of Interest on GPF (01.10.2020 to 31.12.2020)

Accumulation at the credit of the subscribers to General Provident Fund and other similar funds shall carry interest at the rate of 7.1% per annum. The rate will be in force during this financial year for the period from 01.10.2020 to 31.12.2020.
GPF Statement having transactions booked under wrong HoA

Issuance of Final General Provident Fund (GPF) Statement for Group D Employees having transactions booked under wrong Head of Account.
Rate of Interest on GPF (01.07.2020 to 30.09.2020)

Accumulation at the credit of the subscribers to General Provident Fund and other similar funds shall carry interest at the rate of 7.1% per annum. The rate will be in force during this financial year for the period from 01.07.2020 to 30.09.2020.
Modalities of Inter-Treasury Transfer of Provident Fund

For Transfer of Provident Fund money due to Transfer of Aided Secondary Teaching and Non-Teaching Staffs, the Administrator of School PF Deposit Account (D.I or A.I of District/Sub-Division) shall submit advice along with TR-7A Challan duly signed at the Treasury in which he/ she is attached.
Rate of Interest on GPF (01.04.2020 to 30.06.2020)

Accumulation at the credit of the subscribers to General Provident Fund and other similar funds shall carry interest at the rate of 7.1% per annum. The rate will be in force during this financial year for the period from 01.04.2020 to 30.06.2020.
Rate of Interest on GPF (01.01.2020 to 31.03.2020)

During the period from 01.01.2020 to 31.03.2020, accumulation at the credit of the subscribers to General Provident Fund and other similar funds under the administrative control of the Government of West Bengal shall carry interest at the rate of 7.9%.
Capturing GPF Balances of State Government Employees

Governor is pleased to extend the last date of capturing GPF Balances of the State Government Employees including approval by Head of Office whose Accounts are maintained by the Office of Accountant General (A&E), West Bengal upto 5th March, 2020.

Transfer of GPF Balance of Group-D Employees promoted to Group-C

What actions are to be taken by Head of Office for transfer of GPF balance to the Office of the Accountant General, West Bengal (AGWB) of those Group-D employees who are/will be promoted/ appointed to Group C category or any category higher than Group C on or after 01.04.2018?
Rate of Interest on GPF (01.10.2019 to 31.12.2019)

During the period from 01.10.2019 to 31.12.2019, accumulation at the credit of the subscribers to General Provident Fund and other similar funds under the administrative control of the Government of West Bengal shall carry interest at the rate of 7.9% (seven point nine percent) per annum.
Introduction of IFMS Module for GPF Account Statement

Introduction of a facility in IFMS to access a statement showing up-to-date GPF balance for State Government Employees whose GPF Accounts are maintained by the Office of the Accountant General, West Bengal.
Rate of Interest on GPF (01.07.2019 to 30.09.2019)

During the period from 01.07.2019 to 30.09.2019, accumulation at the credit of the subscribers to General Provident Fund and other similar funds shall carry interest at the rate of 7.9% per annum.
Discontinuation of Issuance of Cheque by Treasuries/ PAOs

Discontinuation of issuance of cheque from different deposit accounts for depositing the General Provident Fund/ Provident Fund subscription in the Treasury Linked Bank.
DPPG, WB will Credit Interest into GPF of Gr. D Employees

DPPG,WB will generate the Interest Transfer Credit Bill in TR Form No. 43 within the 10th of every month for the subscriber whose Final Payment of GPF has been drawn during the preceding month on the basis of Final Payment Authority of GPF issued from DPPG.
Pending Works of Gr. D GPF before Pay Bill of May, 2019

Certified that all pending works related to online GPF module of Gr. D GPF viz. capture & approval of balances as on 01/04/2018 in online mode and submission of hard copies to DPPG, re-submission of rejected balances in the same way, e-sanctioning of final payment, have been completed.
Rate of Interest on GPF (01.04.2019 to 30.06.2019)

During the period from 01.04.2019 to 30.06.2019, accumulation at the credit of the subscribers to General Provident Fund and other similar funds shall carry interest at the rate of 8% per annum.
Final Payment of GPF to Employees promoted from Group D to C

Final Payment of General Provident Fund (GPF) in respect of employees promoted from Group D to Group C who do not have any GPF Account No. issued by Accountant General, West Bengal (AGWB) at the time when the Final Payment becomes due.
General Provident Fund Account Calculator

Rate of interest from the financial year 1996-97 to 2018-19 is auto filled. You don’t need to find the interest rates here and there. This utility will be updated regularly as and when new rate is published.

Rate of Interest on GPF (01.01.2018 to 31.03.2018)

During the period from 01.01.2018 to 31.03.2018, accumulation at the credit of the subscribers to GPF shall carry interest @ of 7.6% per annum.
Control and Management of GPF (Group D Employees)

Henceforth, Unique Id generated in the Human Resource Management System (HRMS) shall be treated as the GPF Account Number for the Group D Employees.
Rate of Interest on GPF (01.10.2017 to 31.12.2017)

During the period from 01.10.2017 to 31.12.2017, accumulation at the credit of the subscribers to GPF shall carry interest @ of 7.8% per annum.
Rate of Interest on GPF (01.07.2017 to 30.09.2017)

During the period from 01.07.2017 to 30.09.2017, accumulation at the credit of the subscribers to GPF shall carry interest @ of 7.8% per annum.
Rate of Interest on GPF during the year 2017-18

Interest at the rate of 7.9% (seven point nine) per annum will be in force during this financial year for the period from 01.04.2017 to 30.06.2017.
Rate of Interest on GPF during the year 2016-17

GPF Interest Rate from 01.04.2016 to 30.06.2016 = 8.1%, from 01.07.2016 to 30.09.2016 = 8.1%, from 01.10.2016 to 31.12.2016 = 8.0%, from 01.01.2017 to 31.03.2017 = 8.0%.
Conditions for Counting of Past Service in Govt. Employment

Conditions which should be fulfilled by the employee who opt for counting of his/her past service and is willing to join State Government service.
Scheme of Provident Fund for Unorganized Workers

A scheme in the name of “State Assisted Scheme of Provident Fund for Unorganized Workers” (SASPFUW) was introduced by Labour Department in 2001.
Conferment of Hostel/ Mess Employees of University/ College

Conferment of the status of non-teaching Hostel/ Mess employees and the benefit of General Provident fund and Pension to the Hostel/ Mess employees of State-aided Universities, Government-aided Colleges.
Refund of Employer’s Share towards CPF to avail Pension

Fixation of rate of interest in cases of refund of employer’s share of contribution towards C.P. FUND for availing pensionary benefits etc.

Scheme for Retired Employees of State Transport Undertakings

Scheme for the retired employees of State Transport Undertakings (STUs) in accordance with the direction contained in the Solemn Order dated 30.6.2015 in WP No. 11978(W) of 2015.
Nomination of General Provident Fund – Submission to AGWB

A subscriber shall at the time of joining the G.P. Fund, send to the AG,WB, a nomination in prescribed Form conferring on one or more persons the right to receive the amount that may stand to his credit in the Fund, in the event of his death.
Employees Provident Fund for Para-Teachers, Shiksha Bandhus

Implementation of Employees Provident Fund and Miscellaneous Provisions Act, 1952, in respect of Para Teachers, Shiksha Bandhus and Other contractual employees under Paschim Banga Sarava Shikhsa Mission.
Provident Fund Account Calculator

This Excel Utility calculate and generate Account Slip of Provident Fund for Normal/ Retirement/ Death Case. Rate and amount of subscription may be changed at any time.
Exempted Category of Receipts from the purview of GRIPS

To exempt a) Money to be deposited for purchase of stamps from Treasuries; b) Deposit towards GPF subscription and GISS in bank for employees on deputation from the purview of GRIPS.
Rate of Interest on GPF during the year 2015-16

During the year 2015-2016, accumulation at the credit of the subscribers to General Provident Fund or similar shall carry interest at the rate of 8.7% per annum w.e.f. 01.04.2015.
Conversion of Option from CPF to GPF for Staff of Madrasah

Conversion of Option from CPF to GPF in terms of solemn order and judgment dated 16.07.2013 passed by the Hon’ble Special Bench, High Court at Calcutta for the teaching and non-teaching staff of non-Govt. aided recognized Madrasahs.
Amendment of Form 10A & 10B for Final Payment of GPF Balance

The prescribed Application Forms (10A & 10B) for final payment of GPF balance in respect of Group-A, B & C Officers of the State Government is amended for quick disposal of final payment.
Refund of Govt. Share of Contributory Provident Fund

All Heads of the Secondary /H.S./JR.High/Madrasah are informed to submit the option of teaching and Non-teaching staff who are interested to switch over option for taking G.P.F instead of C.P.F.
GPF and GISS Subscription – Change in Superannuation Age

Fast three instalments of G.P.F. subscriptions will be recovered as arrears subscription from the forth coming salary bills. Already issued orders for final payment of G.P.F. & G.I.S.S. but not yet paid shall stand cancelled.

Guidelines to Opt Pension-Cum-Gratuity Scheme in School

The teaching and non-teaching staff shall exercise their options in the prescribed form to switch over to Pension-cum-Gratuity Scheme and submit the same to the concerned Head of the Institution within 90 days from date of publication of notice.
Option to Pension-cum-Gratuity Scheme in School

Three months time period shall be given to switch over to Pension-cum-Gratuity Scheme under the West Bengal Recognized Non-Government Educational Institutions (Death-cum-Retirement Benefit) Scheme, 1981.
Rate of Interest on GPF during the year 2014-15

General Provident Fund and other similar funds under the administrative control of the Government of West Bengal shall carry interest at the rate of 8.7% per annum w.e.f. 01.04.2014.
Samajik Mukti (Social Freedom)

State Assisted Scheme of Provident Fund for Unorganized Workers (SASPFUW), Buildings and Other Construction Workers’ Welfare (BOCWA) and West Bengal Motor Transport Workers’ Welfare (WBTWSS) Schemes
Computerisation of GPF Statement in Schools

Schools authorities are to submit the G.P.F. Ledger of school along with all the staff of the school upto the end of the financial year 2013 to their respective sub-divisional office within 15th December, 2013 due to computerisation of G.P.F. statement of each individual staff of the school.
Final Payment of GPF on Retirement – Forwarding to AG Office

D.D.O’s and Heads of offices are requested to forward all the final payment cases of the retiring employees to the A.G. Office immediately after compulsory stoppage of G.P.F. subscriptions.
Issue of GPF Account Slips to Group D Employees

This is a statutory responsibility of the DDOs to issue of GPF account slips to Group-D employees immediately after the end of financial year.
Refund of Money deposited to GPF or Suspense Head of Account

The Head of office shall submit an application to the O/o. the Accountant General (A&E) West Bengal requesting them to confirm the amount credited in the account of the concerned Officer under the head ‘8658’.
Rate of Interest on GPF during the year 2012-13

GPF interest at the rate of 8.8% (eight point eight per cent) per annum. This rate will be in force during the financial year beginning on 1st April, 2012.
Refund of Money Deposited to GPF/ Suspense Head – Procedure

Procedure for refund of money Deposited to GPF Account or Suspense Head of Account in respect of the Officers of All India Services covered under New Pension Scheme.

Change of Rate of GPF Subscriptions

Provided that when the amount of subscription is so enhanced/reduced, it shall be within the limit of minimum 6% and maximum 100% of the emolument of the subscriber.
Provident Fund A/c Calculator as per Enhanced Rate

As the rate of interest is not uniform throughout the financial year, a new P.F. Account calculator has been created which will perfectly calculate the interest and generate the Account slip.
Rate of Interest on GPF during the year 2011-12

GPF, CPF, CPFE shall carry interest at the rate of 8% (eight per cent) for the period from 1.4.2011 to 30.11.2011 and 8.6% (eight point six per cent) w.e.f. 01.12.2011.
Further Steps to Streamline the GPF Works

Sanctioning Authority will sent the attested amount mentioning subscriptions, recoveries and withdrawals during the period uncovered in the A.G’s statement along with the sanctioning order to the Drawing and Disbursing Officer.
Steps to streamline the GPF Works

All the Heads of Offices will have to send a list of subscribers who are going to retire in the next twelve months to the Office of the Accountant General (A&E), West Bengal.
Irregular Sanction of 90% GPF resulting in Negative Balance

Irregular sanction of 90% withdrawals of G.P.F. balances are being accorded by the different heads of office under the State Govt. resulting in negative balances of the G.P.F. accounts.
Non-settlement of GPF money – Measures to avoid Court cases

The number of court cases filed by the G.P.F account holders against non-settlement of G.P.F. money is increasing day by day as the claim application for final payment of G.P.F. money are not submitted timely.
Disappearance of Government Employee

The family must lodge a report with the concerned Police Station and obtain a report that the employee has not been traced after all efforts had been made.
General Provident Fund Rules for Govt. Employees

After completion of 1 year continuous service by an employee, joining in GPF Scheme is compulsory. Also nomination is mandatory. Minimum subscription is 6%, maximum is upto full pay.

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Provident Fund

1) GPF (General Provident Fund), 2) CPF (Contributory Provident Fund), 3) EPF (Employees Provident Fund).

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